General Liability
A General Liability policy is the foundation of any business's protection. It covers third-party bodily injury and property damage, plus legal defense costs. We tailor limits and coverages to the kind of work you do.
Small Business Coverage
Business insurance for South Florida
Beyond protecting families, Cadiz Insurance helps small business owners get the coverage they need to operate with confidence and meet Florida's requirements — without overpaying.
Why business owners choose us
We explain exactly what your business needs — and what it doesn't — in plain language.
We shop multiple carriers to find competitive rates for your industry.
Fast turnaround on certificates of insurance (COIs) so your work keeps moving.
Advice in English or Spanish — plain talk, no obligation.
Coverages we offer
Business Owners Policy
A Business Owners Policy (BOP) combines commercial property and general liability coverage in one convenient, cost-effective package — ideal for offices, shops, restaurants and other small businesses.
Commercial Auto
Vehicles used for work need a commercial policy — a personal policy won't cover accidents on the job. We insure everything from a single pickup to full fleets, with liability, collision and towed-equipment coverage.
Workers' Compensation
Workers' compensation covers medical expenses and lost wages when an employee is injured at work. We help you classify your staff correctly and find competitive rates — even for new businesses.
Need something else?
We also handle commercial property, professional liability, commercial umbrella and more. Tell us what your business needs and we'll find it for you.
Get your business quoteReady to protect what matters most?
Get a free quote today. No obligation, with personal service in your language.